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I am a Senior Loan Officer here at Heritage Financial. I was born and raised in Cincinnati and graduated from Oak Hills High School. I attended and graduated from Bellarmine University in Louisville where I was recruited to play baseball. I spent almost 30 years in the auto finance business before getting into the mortgage finance side this year (2020). I am thoroughly enjoying helping good people save a ton of money while keeping the transaction smooth and hassle free. I’m working on 28 years of marriage with my beautiful wife and have 3 adult children who make me very proud. In my free time, I enjoy golfing, sports, and hanging out with the family 

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